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bc3tech
March 7th, 2008, 4:50pm
Thought I'd start a thread where people can submit, and i'll update, a list of insurance premiums for your vehicles.

Guidelines:

Insurance company
Number of violations on record with them
Age
Marital Status
For each vehicle:
Year / make / model
Bodily Injury Coverage amount
Collision deductible
Comprehensive deductible
6mo Premium

Any "multi" discounts (home policy w/ same company, etc - do not include multi-car)


So make a post w/ your info, and I'll consolidate it (it will be subsequently deleted). As the list grows I may re-order things to be by insurance company, and then sorted by price. Or vice-versa; we'll work on it at a later date.

And now the list:

BC3Tech

Insured with: GMAC Insurance
1 accident, 1 speeding
26M/26F
Married
Car 1: 2004 Kia Sorento EX

BI: 100/300
Coll: $250
Comp: $250
Premium: [waiting on official paperwork]

Car 2: 2007 Saturn Aura XR

Same as above
Premium: [waiting on official paperwork]

Total Premium: $791


Doc

Insured with: USAA
37M/34F
Married
1 accident (not really, just a claim), no tickets
Car 1: 2006 CHEVROLET COBALT SS SUPERCHARGED

BI: 50/100
Coll: $100
Comp: $100
Premium: $426.79

Car 2: 2004 VOLKSWAGEN PASSAT GLS

BI: 50/100
Coll: $500
Comp: $500
Premium: $243.79

Home insurance policy also on file


all4glh
Insured with: USAA
No Violations
27M
Divorced
Car 1: 04 Saturn Ion Redline
BI: 25/50
Collision: $100
Comp: $100
Premium: $139.78

Car 2: 88 Ford Bronco Fullsize
BI: 25/50
Collision: $100
Comp: $100
Premium: $152.39

Adrenalinerush04rl

Insured with: Progressive
1 speeding, 1 other
20M
Single
2004 Saturn Ion Redline

Liability
BI: 50/100
Under/un BI: 25/50
PD: 100
Premium: $737


rlinbatonrouge

Insured with: Safeco
2 speeding
29M
Single
2004 Saturn Ion Redline

BI: 100/300
PD: 100
Comp: 100
Coll: 250
Premium: $628.68

Home insurance policy also on file


MGM1979

Insured with: Progressive
1 speeding
28M/25F
Single
2004 Saturn Ion Redline

Liability
BI: 50/100
Under/un BI: 50/100
PD: 50
Comp: $100
Coll: $250
Premium: $789


JayCizzo

Insured with: USAA
1 ticket
29M/30F
Married
2007 Saturn Ion Redline

BI: 100/300
Comp: $250
Coll: $250
Premium: $474.72

2005 Cheverolet Malibu Maxx

Same as above
Premium: $434.01

Total Premium: $917

Cat Ion

Insured with: USAA
1 ticket
35M/32F
Married
2006 Saturn Ion Redline

BI: 50/100
Comp: $250
Coll: $500
Premium: $216.67

2007 Saturn Outlook XR

Same as above
Premium: $253.80

Total Premium: $470.47
Doc
March 7th, 2008, 8:05pm
Total Discounts & Savings $641.65

USAA Membership Savings $490.76

Multiple USAA Products — Home, Bank
Military Service
Good Payment History

2006 CHEVROLET COBALT SS SUPERCHARGED $96.00

Anti-theft Discount $13.58
Daytime Running Lights Discount $5.75
Vehicle Experience Discount $5.94
Multi-car Discount $56.01
New Vehicle Discount $14.72

2004 VOLKSWAGEN PASSAT GLS $54.89

Annual Mileage Discount $5.93
Daytime Running Lights Discount $2.36
Vehicle Experience Discount $17.94
Multi-car Discount $28.66

If I go to a $500/$500 Deductible for the Cobalt I only save $61.71, a $1000/$1000 Deductible saves me $82.25.
bc3tech
July 2nd, 2008, 3:30pm
been a while, anybody have updates?
MGM1979
July 3rd, 2008, 11:04am
one more thing to note on my policy...the ticket (from Dec) is adding $202 to the policy - also, if I were to pay the 6-months up front, rather than monthly, I'd save $72.

Nothing I can do about the ticket, but the policy COULD sell for $712 if I were so inclined.
MGM1979
July 3rd, 2008, 11:47am
$712 for 6 months? I pay around that for an '06 IRL and an '07 Outlook XR with all the bells and whistles in the package. Free towing/roadside assistance, $250 deductibles, free glass, 50/100/50 coverage.

yeah, but you get a multi-car discount and no tickets, right?

also, my customer loyalty discount isn't included yet - they botched that and are trying to figure that out...

That ticket is what's killing my right now...$587 without it, plus whatever discount for paying in full and the loyalty when they add that. Stupid cops!
bc3tech
July 3rd, 2008, 12:52pm
one more thing to note on my policy...the ticket (from Dec) is adding $202 to the policy - also, if I were to pay the 6-months up front, rather than monthly, I'd save $72.

Nothing I can do about the ticket, but the policy COULD sell for $712 if I were so inclined.
good christ man wtf was the ticket for?!$712 for 6 months? I pay around that for an '06 IRL and an '07 Outlook XR with all the bells and whistles in the package. Free towing/roadside assistance, $250 deductibles, free glass, 50/100/50 coverage.
you should list your shit like everybody else so i can put it into the mix, asshole :p
MGM1979
July 3rd, 2008, 1:15pm
good christ man wtf was the ticket for?!



speeding...12 over, I think...47 in a 35 or something like that...